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ravishri
Jun 21, 2014ravishri rated this title 5 out of 5 stars
Loved the audiobook; very good tips - just make sure you have pen handy So... I have subscribed to Ramit's blog for a while now and find his take on things rather pragmatic & sensible. so its no wonder that I finally ended up listening to this books. It is a great book and I am really happy that Ramit denounces ineffective cost saving measures (read: not buying lattes or saving on groceries by growing your own vegetables) right off the bat. I think that the fact that he did the voice for the book was helpful because it felt familiar to me from his youtube posts. Also, if I understand correctly, he writes as he speaks so its easy to understand him not just from his words but also his tone. The target audience for this book is someone who has not spent more that an hour or two in their life to even think about retirement, maximizing your money and believe that "savings" & "retirement planning" are words right out of a terribly non-exciting fiction book - so, basically, most of us. That said, it is also equally useful for people who "know" that they should do something financially responsible (like set up Roth IRA) but but don't really know ho to go about doing that. I am in the latter class of people. I am a foreigner who has started working in the US recently and knowing how i can set my financial system to leverage any benefits that are available to me but I do not necessarily low of is extremely helpful. I really love how action oriented this book is. It breaks down the steps to setting up one's personal finance system across 6 weeks -and by the end of it you have a better personal financial system than most other people.